Payment methods

Customers can pay for their orders securely at the online store by using different banks' online banking codes, debit or credit cards, invoices or instalments. Payment is made over an encrypted connection.

Cat's Joy Ltd (Kissan Ilo Oy) may change the available payment methods at any time. Cat's Joy Ltd has no obligation to accept any payment method other than the payment methods currently available at the online store.

For orders shipped to Finland, the customers can pay for their orders securely by using different banks' online banking codes, debit or credit cards, invoices or installments. Klarna's payment methods are also available.

Payments methods available for orders outside Finland include Klarna (Austria, Scandinavian countries, UK), PayPal, Visa, Mastercard, and American Express, and Mobile Pay in Denmark and Norway.

The payment methods available in the online store and their terms are explained in more detail below. The customer is responsible for reading and accepting the payment service provider's or creditor's terms and conditions applicable to each payment method when placing an order.


When paying with banks' online banking codes and a debit or credit card, Paytrail Oyj (Business ID: 2122839-7) acts as a payment broker and a payment service provider in cooperation with Finnish banks and credit institutions. Paytrail Oyj shall be the receiver on the payer's account statement and shall relay the payment to the seller. Paytrail Oyj has a payment institution license. In case of reclamations, the product's supplier shall be the first point of contact.

Paytrail Oyj
Innova 2
Lutakonaukio 7
40100 Jyväskylä, Finland
Telephone: +358 (0)20 718 1830

Learn more about PayPal payment methods and terms at

KLARNA (see below links for your local language for various payment methods)

Pay later or
Slice it or
Direct debit

KLARNA Customer service